Keep Your Money Where It Is..Ask You Brainerd Area Weichert Agent About This

 

Keep Your Money Where It Is..Ask You Brainerd Area Weichert Agent About This

 

It’s not wise to make any huge purchases or move your money around three to six months before buying a new home. You don’t want to take any big chances with your credit profile. Lenders need to see that you’re reliable and they want a complete paper trail so that they can get you the best loan possible. If you open new credit cards, amass too much debt or buy a lot of big-ticket items, you’re going to have a hard time getting a loan.

A  Brainerd Weichert real estate agent can help guide you through each step of the buying process,

HOW CAN AN AGENT HELP ME BUY A HOME?

Buying a home can be an overwhelming process. From financing to negotiating to closing, there are a lot of moving pieces that can leave homebuyers bewildered.

A  Brainerd Weichert real estate agent can help guide you through each step of the buying process, offering sound advice along the way. By working with a professional agent who knows the ins and outs of the real estate industry, you’ll not only end up with a great home, but you’ll also walk away with a great experience.

Here are some of the key areas that our agent can help you with:

Getting pre-approved by a lender
By providing your Weichert real estate agent with some basic information about your income, savings, and debt, he or she can assist you in getting pre-approved by a reputable lender. The lender will then go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs.

Choosing a home
For most buyers, choosing a home is an emotional process. An agent from Weichert can assist you in this process by offering objective information about each property you look at. From local  Brainerd community information like schools and zoning to home-specific details like condition and amenities, an agent can help you find exactly what you’re looking for.

Making an offer
Once you’ve found the home of your dreams, our agent will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, an agent will then help you structure an offer and negotiate to get the very best deal possible.

Closing
Closing, or settlement, can be a complicated process. In some areas, the escrow or title company handles the closing process, while in other areas an attorney handles it. Regardless of where you’re buying, a real estate agent can help ensure that everything goes smoothly.